How to Change Currency on JustMarkets: Step-by-Step Guide 2026

If you want to change currency on JustMarkets, the short answer is this: you normally do not switch the base currency of an existing trading account. Instead, you open a new trading account in the currency you want from your Personal Area, then move funds across with an internal transfer or fund it directly. The account currency is chosen at the moment you create each MT4 or MT5 account, and that choice sticks to that account for its whole life.

That sounds restrictive, but in practice it is quick. You can hold several accounts side by side, each in a different currency, and there is no fee on JustMarkets' side for opening one. This guide walks you through the whole process step by step, explains which currencies are available in 2026, shows how conversion works when money moves between currencies, and covers the mistakes that cost traders money or time.

We also look at the other things people mean when they say "change currency": changing the currency you deposit in, changing the currency you withdraw in, and changing which currency pairs you trade. Each one works differently, and mixing them up is the most common source of confusion.

If you do not have a profile yet, you can register a JustMarkets profile and choose your base currency from day one. Getting the currency right at the start saves you the extra steps described below.

Can You Change Currency on JustMarkets? The Direct Answer

When traders ask how to change currency on JustMarkets, they almost always mean the base currency (also called the account currency or deposit currency) of an MT4 or MT5 trading account. That is the currency in which your balance, equity, margin, profit and loss are shown.

Based on the account opening flow JustMarkets describes on its own website, the currency is one of the settings you pick when you click "Open new account" in the Personal Area, together with the platform, account type, leverage and password. Leverage is explicitly described as something you can change later in the Personal Area. The account currency is not described that way, and we could not find any official option to convert an existing account from one base currency to another. So the practical rule is:

• Existing account: the base currency stays as it is.
• Different currency needed: open an additional trading account in that currency.
• Moving money: use the internal transfer feature in the Funding section, or deposit straight into the new account.
• Old account: keep it, leave it empty, or ask support about archiving it if you no longer need it.

If you are unsure whether a special arrangement exists for your situation, the JustMarkets support team is available around the clock and can confirm what is possible for your specific account. But you should plan on the "new account" route, because that is the one you control yourself.

Why JustMarkets Locks the Currency of Each Account

It helps to understand why brokers in general do not let you flip the base currency of a live account. Once you see the reasons, the workaround makes more sense.

Your trading history is denominated in that currency

Every closed trade, swap charge, commission and deposit on an MT4 or MT5 account is recorded in the account's base currency. If the base currency could be changed halfway through, the entire statement history would become inconsistent. Converting old records at today's exchange rate would produce numbers that never actually happened, which is a problem for both the broker's accounting and your own tax records.

Open positions depend on it

Margin requirements, floating profit and the margin level percentage are all calculated in the base currency. JustMarkets uses a margin call level of 40% and a stop-out level of 20% on its accounts. Those levels are ratios of equity to used margin, and both of those figures are expressed in the account currency. Changing the currency while positions are open would mean recalculating everything mid-trade.

It keeps the platform server setup clean

MetaTrader servers usually group accounts by type and currency. Creating a new account in the right group is simpler and safer than migrating an existing one. That is why the industry norm, and the JustMarkets approach, is "one account, one currency".

Which Account Currencies Does JustMarkets Offer in 2026?

According to the JustMarkets Help Center and its account pages, the available base currencies for Standard, Pro and Raw Spread accounts are listed below. The Standard Cent account is different: it is denominated in US cents (USC) only.

A few important caveats:

• Availability can depend on your entity and region. JustMarkets operates through several regulated companies (Seychelles FSA, CySEC in Cyprus, FSCA in South Africa, FSC Mauritius and FSC BVI). The menu you see in your own Personal Area is what counts, not a list in an article. If you want the background on those companies, see our guide on which country JustMarkets is from.
• The list changes. Brokers add and remove currencies over time. Treat the table as a snapshot and confirm in the "Open new account" screen.
• Cent accounts are a special case. A Standard Cent account shows balances in cents, so a 10 USD deposit appears as 1,000 USC. You cannot choose EUR or ZAR for a cent account.

Step-by-Step: How to Change Currency on JustMarkets by Opening a New Account

Here is the full process. The exact button labels can shift slightly when the Personal Area is redesigned, so follow the logic rather than memorising every word.

Step 1: Log in to your Personal Area

Go to the official JustMarkets website or open the JustMarkets mobile app and sign in with the email and password you used to register. Make sure you are on the genuine site. Type the address yourself or use a bookmark rather than clicking links in unexpected emails.

Step 2: Check what you already have

Open the "My accounts" section. Note down each existing account number, its type, its platform (MT4 or MT5) and its current currency. This sounds trivial, but traders who juggle several accounts often open a duplicate by accident.

Step 3: Click "Open new account"

On the Real tab of the accounts area, choose the option to open a new account. You will be asked to select an account type: Standard, Standard Cent, Pro or Raw Spread. If you want a currency other than US cents, do not pick Standard Cent.

Step 4: Select the platform

Choose MT4 or MT5. If you plan to trade inside the JustMarkets app itself, note that the broker states in-app trading works for MT5 accounts, while MT4 accounts open in the separate MT4 mobile app. If you trade on a computer, our guide on how to download JustMarkets on PC covers the desktop options.

Step 5: Choose the new account currency

This is the step that matters. Pick the base currency you actually want, for example EUR or ZAR. Double-check before you confirm. Once the account is created, this choice is fixed for that account.

Step 6: Set leverage and a trading password

Select a leverage level that fits your risk tolerance. JustMarkets advertises maximum leverage of up to 1:3000 on some accounts, but the maximum available to you depends on your entity, instrument and equity, and lower leverage is usually the more sensible choice. Leverage can be changed later in the Personal Area. Then create a strong trading password and store it securely.

Step 7: Confirm and record the new login

After confirmation, you receive a new account number (your MetaTrader login) and server name. Write these down. They are separate from your old account's details.

Step 8: Fund the new account

You now have two main options, covered in detail in the next sections:

1. Internal transfer from your old account to the new one.
2. Fresh deposit directly into the new account using a payment method available in your region.

Step 9: Log in to MT4 or MT5 with the new details

Open your trading platform, choose "Login to trade account" (or the equivalent in your version), and enter the new login, password and server. Check that the balance shows in the new currency.

Step 10: Decide what to do with the old account

If the old account still holds open trades, you can let them run to completion before moving the remaining balance. If it is empty and you no longer need it, you can simply leave it or ask support whether it can be archived. Unused accounts may be subject to inactivity rules, so check the current terms.

How to Move Money Between Accounts in Different Currencies

Once your new account exists, the fastest way to "change" your currency is to move the balance internally rather than withdrawing and re-depositing.

Using internal transfer

In the Personal Area, the Funding section contains deposits, withdrawals, internal transfer and transaction history. Internal transfer lets you move funds between your own JustMarkets accounts without an external payment.

1. Go to Funding and choose Internal transfer.
2. Select the source account (the old currency).
3. Select the destination account (the new currency).
4. Enter the amount in the source currency.
5. Review the converted amount shown before you confirm.
6. Confirm, using any one-time code the system sends you.

When the two accounts have different base currencies, the amount is converted. Independent reviews describe the conversion as being done at JustMarkets' internal exchange rate at the time of the transfer, rather than with a separately listed conversion fee. That means the cost, if any, is built into the rate itself. We could not find a published formula or fixed spread for these internal rates on the official site, so always read the converted figure on screen before confirming.

What to check before transferring

• Free margin. You can only move money that is not being used as margin. If you transfer too much from an account with open positions, you push its margin level towards the 40% margin call and 20% stop-out thresholds.
• Bonus funds. If a bonus is credited to the old account, transferring or withdrawing may affect it under the promotion rules. Bonus terms change; check the official promotions page and the specific terms for your bonus before moving money.
• Rounding. Converting into currencies with large unit values (such as KWD) or small unit values (such as IDR or VND) can produce rounding differences of a few units.

Hypothetical example: switching from USD to EUR

The following is a hypothetical example with illustrative numbers only. Amara has a Standard account in USD with a balance of 1,000 USD and no open trades. She now earns and spends in euros and wants her trading results in EUR.

1. She opens a new Standard MT5 account and selects EUR as the currency.
2. She goes to Internal transfer and moves 1,000 USD from the USD account to the EUR account.
3. Suppose the internal rate shown at that moment is 1 USD = 0.92 EUR. The EUR account receives about 920 EUR.
4. Her USD account now shows zero. She leaves it open in case she needs it later.

The real rate will be whatever JustMarkets displays at the time, which may differ from the mid-market rate you see on a search engine.

Option 2: Fund the New Account Directly

Sometimes it is better to leave the old account alone and deposit straight into the new one. This works well when:

• your old account has open trades you do not want to disturb;
• you plan to use a local payment method that settles in the new currency;
• you want a clean start, for example a separate account for a new strategy.

JustMarkets' deposit process, as described on its website, is: log in to the Personal Area, go to Funds then Deposit, choose the trading account, choose a payment method, fill in the payment details, enter the amount, and confirm. The broker notes that the sum you need in your payment account "considering the conversion rate" is shown in the "To be deposited" field when conversion applies. That field is your best friend when you change currency, because it tells you exactly what will leave your bank or wallet.

Minimum deposits differ by account type. On the official site, the Standard and Standard Cent accounts list a minimum deposit of 10 USD, and the Pro and Raw Spread accounts list 200 USD. These are expressed in USD, so for a non-USD account the equivalent amount applies. Minimums and limits can change, and individual payment methods may have their own limits, so check the deposit page in your Personal Area.

Choosing the Right Base Currency: A Practical Framework

Changing currency is only worth the effort if the new currency genuinely suits you better. Here is how to think about it.

Match the currency you deposit and withdraw in

The single biggest factor is the currency of your bank account, card or e-wallet. If you live in South Africa and your bank account is in rand, a ZAR account means deposits and withdrawals happen without conversion between your bank and your trading account. If you deposit in one currency and trade in another, you pay a conversion cost twice: once on the way in and once on the way out.

Consider what you trade

Your base currency does not limit which instruments you can trade. A EUR account can trade USD/JPY, gold or US indices. However, profits on instruments quoted in another currency are converted into your base currency, so you carry some currency exposure. If most of your trading is in USD-quoted instruments like gold (XAUUSD) or US stocks, a USD account keeps your results free of currency swings.

Think about how you measure performance

If you pay tax, budget and think in a certain currency, keeping your account in that currency makes it easier to judge your real performance. A 5% gain in USD can be a smaller or larger gain in your home currency depending on what the exchange rate did.

Commissions on Raw Spread accounts

The Raw Spread account charges a commission of 3 USD per side per lot according to the JustMarkets account page. If the account currency differs from USD, the broker says the commission is charged in the USD equivalent. This is not a reason to avoid other currencies, but it means your commission cost will move slightly with exchange rates.

Change Currency vs Other Things Traders Mean by "Changing Currency"

The phrase "change currency on JustMarkets" can mean several different things. Here is a comparison so you can jump to the right solution.

Trading a different currency pair is not the same thing

New traders sometimes search "how to change currency" when they actually want to switch from EUR/USD to another pair on the chart. That has nothing to do with your account currency. In MT4 or MT5, open the Market Watch window, right-click and choose "Show All" or use the symbol search, then drag the pair you want onto a chart or open a new chart from the menu. Your base currency does not limit this.

Demo accounts follow the same rule

JustMarkets' own guide to opening a demo account lists "Select the currency of your Demo account" as a separate step. If you want to practise in a different currency, open another demo. It is free, and it is a good way to see how a ZAR or EUR balance behaves before you commit real money.

Changing Currency With Open Positions: What to Do

If you have trades open on the old account, you have three choices. None of them involves closing positions just to change currency, unless you want to.

1. Let them run. Open the new account, fund it with fresh money, and trade new positions there. When the old trades close, transfer the leftover balance.
2. Partial transfer. Move only part of the free margin from the old account, leaving a generous buffer. Check the margin level after the transfer; you do not want it anywhere near 40%.
3. Close and move. Close positions at a time that suits your strategy, then transfer the full balance.

The key point is that each account stands alone for margin purposes. Money in your new EUR account does not protect positions in your old USD account from a stop-out. If you are a short-term trader, our article on whether JustMarkets allows scalping explains trading-style rules that may also affect how you split strategies across accounts.

Common Mistakes When You Change Currency on JustMarkets

These are the errors we see most often, and how to avoid them.

Picking the wrong account type

Some traders choose Standard Cent and then wonder why EUR or ZAR is missing. The cent account is USC only. If you need another currency, choose Standard, Pro or Raw Spread.

Ignoring the "To be deposited" amount

When you deposit in a currency different from your account currency, conversion applies. Always read the amount that will actually be charged before you click Deposit. A quick glance can save you from an unexpectedly large debit.

Transferring margin you need

An internal transfer reduces equity in the source account immediately. If that account has open trades, its margin level can drop sharply. Calculate your margin level after the transfer before you confirm.

Forgetting the "same method" withdrawal rule

The JustMarkets Help Center states that, under its AML policy, you need to withdraw the deposited amount using the same method you used to deposit. Changing your account currency does not change this rule. If you deposited by card into the old account, plan for that when you withdraw later.

Confusing logins

After you change currency by opening a new account, you have two MetaTrader logins. Traders often log in to the old one and think their transfer failed. Check the account number in the platform title bar.

Expecting a mid-market exchange rate

The rate you see on a currency website is usually the mid-market rate. Internal and payment conversion rates often include a margin. Compare the figure shown on screen with the mid-market rate to understand your real cost.

Troubleshooting: When Something Does Not Work

If none of this solves the problem, contact JustMarkets support. The broker says its team is available 24/7 in several languages, including English, Indonesian, Malaysian, Spanish, Portuguese, Vietnamese and Arabic. Have your account numbers and a screenshot ready.

How the Process Compares to Other Brokers

Brokers handle currency changes in a few different ways. Knowing the alternatives helps you set expectations.

The JustMarkets approach sits at the convenient end of the spectrum because the list of available currencies is long and opening another account takes a few minutes. The trade-off is simply that you need to keep track of more than one account.

Practical Tips for Managing Multi-Currency Accounts

• Name your accounts mentally by purpose. For example, "ZAR swing account" and "USD gold account". Some traders keep a short note with the login, currency and purpose of each.
• Use one currency for withdrawals. Even if you trade in several, withdrawing from the account that matches your bank currency keeps things simpler.
• Watch total exposure. Leverage on each account adds up. Two accounts at moderate leverage can mean a large combined position.
• Keep records. Download statements from each account periodically. If you change currency, your old account's statement remains your record of past trades.
• Revisit leverage on the new account. It is easy to accept the default during setup. Check it after creating the account and lower it if necessary.
• Check the legal context in your country. Our country guides, such as is JustMarkets legal in South Africa, explain which entity typically serves clients there and what that means for protection.

When Changing Currency Makes Sense, and When It Does Not

Changing currency is worth it if your deposits, withdrawals and life costs are in a currency different from your current account. It is also useful if you want to separate strategies, for example one account in USD for gold and US indices and another in your home currency for everything else.

It is less useful if you are just reacting to short-term exchange rate moves. Switching from USD to EUR because the euro rose last week turns your trading account into a currency bet. Converting back and forth repeatedly also adds up in conversion costs. Choose a base currency for structural reasons and stick to it.

Hypothetical example: a South African trader

This is a hypothetical example. Thabo opened a USD account two years ago because he did not realise ZAR was available. Each month he deposits rand from his bank, which is converted to USD, and each withdrawal is converted back to rand. Suppose each conversion costs him around 1% to 2% through rates and bank fees. On a R10,000 monthly cycle, that is a noticeable amount over a year. By opening a ZAR account and using a local payment method, he removes one layer of conversion. His trading in USD-quoted gold now produces profit and loss converted into ZAR, but his money moves in and out in rand.

The trade-off: his results now include the USD/ZAR exchange rate effect on gold profits. He decides that matching his bank currency is worth it.

See the latest JustMarkets account options and currencies if you want to compare the account types before deciding which one to open in your new currency.

Security Checklist While Changing Currency

Any process that involves moving money is a target for scammers. Keep these points in mind:

• JustMarkets support will not ask for your Personal Area password or one-time codes. Never share them.
• The broker describes using a one-time password procedure to protect withdrawals. Treat any code you receive as private.
• Only transfer between accounts in your own name. JustMarkets states that it does not accept third-party deposits, and you should never send money to someone offering to "convert your currency" for you.
• Be careful with links in social media messages promising faster conversions or special rates. Log in through the official site or app.
• Enable any extra security options available in your Personal Area.

Frequently Asked Questions

Can I change the currency of my existing JustMarkets account?

We could not find any self-service option to change the base currency of an existing live account. The standard approach is to open a new trading account in the currency you want and transfer your funds to it. You can ask JustMarkets support whether any exception applies to your account.

How long does it take to change currency on JustMarkets?

Opening a new account usually takes a few minutes once your profile is set up. Internal transfers are typically fast. External deposits depend on the payment method you choose, and the broker notes that delays on the provider's side are possible.

Is there a fee to change account currency?

JustMarkets does not charge for opening an additional trading account and says it does not charge deposit or withdrawal fees itself. However, converting money between currencies is done at an exchange rate, which may include a margin, and banks or payment providers may charge their own fees.

Which currencies can I choose for a JustMarkets account?

The Help Center lists USD, EUR, GBP, JPY, MYR, IDR, THB, VND, KWD, CNY, ZAR, AED and NGN for Standard, Pro and Raw Spread accounts, and USC for Standard Cent accounts. What you see may depend on your entity and region.

Can I choose ZAR as my account currency?

ZAR appears on JustMarkets' list of account currencies. South African traders often prefer it to avoid conversion when using a local bank. Confirm it is offered to you in the "Open new account" screen.

Can a Standard Cent account be in EUR or another currency?

No. According to the official account information, the Standard Cent account uses US cents (USC) only.

Will changing currency affect my open trades?

No, because you are not altering the old account. Open trades stay on the original account in its original currency. Just make sure you do not transfer away the margin those trades need.

Can I have several accounts in different currencies at the same time?

Yes. You can hold multiple trading accounts under one Personal Area, each in its own currency. Keep track of the logins, and remember that margin is not shared between accounts.

What exchange rate is used for internal transfers?

Reviews describe it as JustMarkets' internal rate at the time of the transfer. The broker does not publish a fixed formula that we could find, so check the converted amount shown before you confirm.

Can I deposit in one currency into an account in another currency?

Generally yes. The deposit page shows the amount that will be taken from your payment account "considering the conversion rate" in the "To be deposited" field. Read it before confirming.

Does the base currency limit which instruments I can trade?

No. Your base currency determines how balances and results are displayed. You can trade any instrument available on your account type, and profits are converted into your base currency.

What happens to my old account after I change currency?

It stays in your Personal Area. You can keep it for later use or ask support about archiving it. Check the current inactivity terms if you plan to leave it untouched for a long time.

Can I change the currency of a demo account?

The same principle applies: the currency is selected when you open the demo account. Open a new demo in the currency you want.

Glossary

• Base currency (account currency): the currency in which an MT4/MT5 account balance, margin and profit are shown.
• Personal Area: the JustMarkets client dashboard where you manage accounts, funding and verification.
• Internal transfer: moving funds between your own JustMarkets accounts without an external payment.
• Conversion rate: the exchange rate applied when money moves between currencies; it may include a margin over the mid-market rate.
• Mid-market rate: the midpoint between buy and sell prices on the wholesale currency market.
• USC (US cent): the unit used by Standard Cent accounts; 1 USD equals 100 USC.
• Free margin: equity not currently used to support open positions; the money you can transfer or withdraw.
• Margin level: equity divided by used margin, shown as a percentage. JustMarkets uses a 40% margin call and 20% stop-out.
• AML policy: anti-money laundering rules, including the requirement to withdraw via the same method used to deposit.

Summary: How to Change Currency on JustMarkets

To change currency on JustMarkets in 2026, do not look for a "convert" button on your existing account. Open a new trading account from the Personal Area, select the base currency you want, set leverage and a password, then move funds over with an internal transfer or fund the account directly. Check the converted amounts on screen, leave enough margin on any account with open trades, and remember that withdrawals follow the same-method rule.

Choose your base currency for structural reasons: match your bank or wallet currency, think about the instruments you trade, and keep your performance easy to measure. Done this way, changing currency is a ten-minute task, not a support ticket that drags on for days.

🔥 Your next move: if you are ready to set up an account in the right currency from the start, open your JustMarkets trading account in the currency you actually use and review the leverage and payment options before your first deposit.

📌 Important: CFD Risk Warning and Disclosure

CFDs are complex, leveraged instruments and come with a high risk of losing money rapidly. A large share of retail investor accounts lose money when trading CFDs. Leverage magnifies both gains and losses, and you can lose your entire deposit. Before you trade, make sure you understand how CFDs work and whether you can afford to take that risk. Past performance is not a reliable indicator of future results.

This article is for general information and education only. It is not financial, investment, tax or legal advice, and it does not recommend any product or strategy. Broker features, payment methods, limits and terms change over time, so always confirm the current details on the official JustMarkets website and in your Personal Area, and consider speaking to an independent, qualified adviser before making decisions.

🔗 Affiliate notice: we may earn a referral commission when readers open accounts via links here; your costs stay the same.